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Pre-Planning

The greatest gift you can give your family

Pre-planning is not about death — it's about love. When you plan ahead, you spare the people you care about from making impossible decisions in their hardest hour.

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The Singapore reality

Most Singaporeans haven't started

And many don't know there's more to plan than just a Will. The gap between intention and action is where families get left with the hardest decisions.

80%
have made a CPF Nomination — a strong start
14%
have a Lasting Power of Attorney (LPA)
3%
have an Advance Care Plan (ACP) in place
28%
have done no planning at all — not even a CPF Nomination

Source: Ministry of Health Singapore, Ministry of Social & Family Development, SMU Hatch.Match.Despatch National Survey 2025

The 4 pillars of pre-planning

The CLAW Framework — Singapore's essential planning tools

Four documents. Each one protects something different. Together, they give your family complete peace of mind.

C
CPF Nomination
Central Provident Fund

Specifies who receives your CPF savings — Ordinary, Special, MediSave, and Retirement accounts — after you pass. Without a nomination, your CPF is distributed under intestacy laws, which may not reflect your wishes. Unlike a Will, CPF savings are not covered by it.

Can be done online

4 in 5 Singaporeans have done this — have you?

L
Lasting Power of Attorney
LPA

Appoints a trusted person to make decisions on your behalf if you lose mental capacity — covering your property, finances, and personal welfare including medical decisions. Without an LPA, your family may need to apply to court, which is costly and time-consuming.

Must be certified by a professional

Only 14% of Singaporeans have done this.

A
Advance Care Plan
ACP

Documents your wishes for medical treatment — including whether you want life-sustaining treatment — so that when you can no longer speak for yourself, healthcare teams and your family know exactly what you would want. Now available digitally via myACP.

Free via mylegacy.life.gov.sg

Only 3% of Singaporeans have completed this.

W
Will
Last Will & Testament

Specifies how your estate — property, bank accounts, personal assets — is distributed after you pass. Without a Will, your assets are divided according to Singapore's Intestate Succession Act, which may not match your intentions, and can cause family conflict.

Must be witnessed by two persons

Most Singaporeans do not have a Will.

Why it matters

Pre-planning is an act of love

It's not about accepting death — it's about protecting the people who matter most from unnecessary pain.

Spare your family impossible decisions
In grief, no one should have to guess what you would have wanted. Pre-planning removes that burden before it ever arrives.
Protect yourself while you're alive
An LPA and ACP aren't just for after death — they protect you if you become incapacitated, ensuring your wishes are respected even when you can't speak for yourself.
Prevent family conflict
Many family disputes arise not from bad intentions, but from uncertainty. A clear plan removes ambiguity and keeps relationships intact during the hardest times.
Do it while you can
An LPA can only be made while you have mental capacity. An ACP is most effective when completed in good health. The right time is always now — not later.

How From Me To You fits in

The practical plan + the personal words

The CLAW framework takes care of the legal and financial side of your legacy. But there's something it doesn't cover — the words you've always meant to say.

From Me To You is the emotional companion to pre-planning. Together, they give your family everything — the practical certainty of a complete legal plan, and the personal warmth of your own voice, your own words, your own face.

A complete farewell is both.

A complete legacy plan
CLAW planning
CPF Nomination
Lasting Power of Attorney
Advance Care Plan
Will & Testament
From Me To You
Letters to loved ones
Voice recordings
Photo memories
Video messages
Together = a complete farewell 💜

Free conversation

Not sure where to start? Let's talk.

A free, unhurried conversation — no pressure, no commitment. We'll help you understand what you have, what's missing, and what the right next step is for your family.

WhatsApp or call +65 8958 6678 · English & Mandarin · No obligation, no pressure

Free conversation · No commitment · Just clarity